Debt Recovery

Effective and legally compliant recovery of outstanding debts for financial institutions and commercial creditors.

Overview

Practice Overview

Our Debt Recovery practice provides comprehensive and assertive legal support to banks, microfinance institutions, corporate creditors, and individuals seeking to recover outstanding debts and enforce security interests. We combine professional rigour with commercial sensitivity to maximise recoveries while preserving valuable client relationships where appropriate.

Key Services

  • Demand letters and pre-litigation negotiation
  • Filing and conduct of recovery suits
  • Attachment and execution proceedings
  • Garnishee orders
  • Statutory demands and winding-up petitions
  • Mortgage enforcement and property charge realisation
  • Insolvency and receivership proceedings
  • Portfolio debt recovery management

Our Process

How We Handle Your Matter

01

Demand

Issue of formal demand letter setting out the debt and consequences of non-payment.

02

Negotiation

Structured negotiation or structured repayment plan where commercially appropriate.

03

Legal Action

Filing of recovery suit and obtaining judgment or consent order.

04

Enforcement

Execution of judgment through attachment, garnishee, or security realisation.

Legal expertise

Why Choose Us

Why Trust Us for Debt Recovery

Our Debt Recovery practice is led by attorneys who have dedicated their careers to developing expertise in this field. We understand the nuances of Kenyan and East African law as it applies to this practice area, and we bring that knowledge to every client engagement.

We take a personalised, strategic approach to every matter — investing time to understand your specific circumstances and objectives before advising. Our aim is not merely to provide legal information, but to deliver clear, actionable advice that drives results.

Our track record speaks for itself: clients trust us with their most significant and complex debt recovery matters because we consistently deliver quality outcomes with professionalism and efficiency.

Professional consultation

Get Legal Advice

Need Strategic Legal Advice?

Whether you are navigating a complex transaction, resolving a dispute, or planning for the future — our attorneys are ready to provide the precise, strategic counsel your matter demands.